Independent advice. Personal service. Nationwide reach.

At Locations Mortgage Solutions, we specialise in clear, tailored advice on mortgages, protection, and equity release. As an independent mortgage broker, directly authorised and regulated by the Financial Conduct Authority (FCA), we work with a wide range of lenders to help you find the right solution – whatever your circumstances.

Whether you’re a first-time buyer with a small deposit, self-employed or a contract worker, looking to remortgage, raise capital, or fund home improvements, we’re here to offer practical, jargon-free guidance every step of the way.

We have extensive experience with a variety of mortgage needs, including:

  • First-time buyers
  • Remortgages and product transfers
  • Home improvements and capital raising
  • Fixed rate mortgages
  • Self-employed and contractor mortgages
  • Later-life lending and equity release
  • Adverse credit applications
  • Buy to Let

Based in Wokingham, Berkshire, we work with clients across the UK, offering flexible appointments via Zoom or Microsoft Teams to fit your lifestyle.

Annelie Ash

Founder & Independent Mortgage Adviser

“Life’s too short to wait — get out there and live it.”

I’m Annelie Ash, and I’ve been helping people with their mortgage journeys for over 30 years. Whether it’s buying a first home, improving the one you’re in, or making retirement more enjoyable, I’m here to offer straightforward, personal advice without the jargon.

I’m based in Wokingham, but I also have strong roots in the surrounding area, having lived in Sandhurst, Yateley and Crowthorne, with many of my clients also based locally in those communities and in nearby Blackwater, on the Surrey, Berkshire and Hampshire border. Knowing these areas so well helps me combine valuable local insight with my nationwide mortgage expertise.

I’ve personally bought and sold 12 homes, driven by a love for renovating and improving properties (much to my husband’s frustration!). Even the removal firms have a bet on how long we’ll stay in one place. That said, I’m currently settled… until it’s time to chase my dream of living by the sea in my own place in the sun.

Outside of work, I love to travel, be by the sea, and enjoy the outdoor life, usually with our two cockapoos and cat not far behind.

Our Fees

We believe in being clear and transparent from the start:

  • Residential mortgages: £295
    – £95 payable on full application
    – £200 on receipt of mortgage offer
  • Buy-to-let mortgages: £495
    – £95 payable on application
    – £400 on receipt of mortgage offer
  • Equity Release/Later Life Lending: £495 (on completion)

We also receive a commission from the lender.

Your home or property may be repossessed if you do not keep up repayments on your mortgage.

Want to know more?

To find out more, please call us on 0118 4492349 or email us at info@locationsmortgages.co.uk